#UrduJoke – custom officer joke.…☺..
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#UrduJoke – custom officer joke.…☺..
A qari molested foreigner boy near Islamabad
غیر ملکی بچے سے بد فعلی کرنے والا قاری گرفتار
اسلام آباد: (31 جنوری 2018) اسلام آباد پولیس نے تھانہ کورال کے علاقے میں غیرملکی بچے سے بدفعلی کے الزام میں قاری کو گرفتار کرکے مقدمہ درج کرلیا ہے۔
تفصیلات کے مطابق اسلام آباد کے تھانہ کورال میں جنسی حہوس کانشانہ بننے والے بارہ سالہ جبران نامی بچے کے والد نے درخواست دائر کرتے ہوئے موقف اختیار کیا کہ میرے بچوں کی شہریت فلپائنی ہے اور میں انہیں پاکستان میں دینی تعلیم کیلئے لایا تھا ۔
Peek Freans presents Gluco Allahyar and the Legend of Markhor, the latest animated adventure from Pakistan
Peek Freans Gluco, a favourite amongst millions of children and mothers alike, is proud to be the official sponsor of the much-anticipated animated movie, “Gluco Allahyaar and the Legend of Markhor”.
Set to be released on 2nd of February 2018 nationwide, the movie depicts the story of Allahyar, a young Pakistani boy who despite all odds gathers the strength and courage to embark on an adventure for the greater good. Peek Freans Gluco, healthy and tasty snack fuels Allahyar’s energy and sustains him throughout his journey. Enriched with the goodness of wheat, milk, and butter, Gluco is the perfect biscuit for children who are courageous, energetic, and resilient and believe in standing up for what is right, just like Allahyar.
Produced by 3rd World Studios and spearheaded by Uzair Zaheer Khan, the film aims to educate children to also play their part in protecting the environment. The movie features the lush beauty of Northern Pakistan while also reminding us about the responsibilities of the new generation and what it means to be a Gluco Kid.
The movie is directed by Uzair Zaheer Khan and the rest of the team includes some of the leading names of the Pakistani film industry such as Ali Noor, Ali Rehman Khan, Hareem Farooq, Arshad Mehmood, Nadia Jamil, Amjad Chaudhry, Ahmed Ali, Anum Zaidi, Arieb Azhar, Azfar Jafri and Natasha Humera Ejaz.
“We at EBM, makers of Peek Freans Gluco, have always believed in supporting the upcoming local talent and showcasing their work. This film is a testament of the incredible work being produced in Pakistan and we are proud to be part of this exceptional venture,” says Dr. Zeelaf Munir, Managing Director and CEO of EBM.
These are the 15 predictions Bill Gates made in 1999 - read this >>
In 1999, Bill Gates wrote a book titled "Business @ the Speed of Thought."
In it, Gates made 15 bold predictions that at the time might have sounded outrageous.
But as Markus Kirjonen, a business student, said on his blog, Gates' forecasts turned out to be eerily prescient.
Here are the 15 predictions Gates made nearly 20 years ago — and how close they've come to being true.
No. 1: Price-comparison sites.
Gates' prediction: "Automated price comparison services will be developed, allowing people to see prices across multiple websites, making it effortless to find the cheapest product for all industries."
What we see now: You can easily search for a product on Google or Amazon and get different prices. Sites like NexTag and PriceGrabber are built specifically to compare prices.
No. 2: Mobile devices.
Gates' prediction: "People will carry around small devices that allow them to constantly stay in touch and do electronic business from wherever they are. They will be able to check the news, see flights they have booked, get information from financial markets, and do just about anything else on these devices."
What we see now: Smartphones, and now smartwatches, do all of this.
No. 3: Instant payments and financing online, and better healthcare through the web
Gates' prediction: "People will pay their bills, take care of their finances, and communicate with their doctors over the internet."
What we see now: Tech hasn't been able to change healthcare the way Uber changed transportation, but sites like ZocDoc aim to make finding a doctor and scheduling easier. Startups like One Medical and Forward are trying to change what the doctor's office is like by offering monthly memberships for online and data-driven healthcare.
You can also now borrow money online through sites like Lending Club and easily make payments through sites and apps like PayPal and Venmo.
No. 4: Personal assistants and the internet of things.
Gates' prediction: "'Personal companions' will be developed. They will connect and sync all your devices in a smart way, whether they are at home or in the office, and allow them to exchange data. The device will check your email or notifications, and present the information that you need. When you go to the store, you can tell it what recipes you want to prepare, and it will generate a list of ingredients that you need to pick up. It will inform all the devices that you use of your purchases and schedule, allowing them to automatically adjust to what you're doing."
What we see now: Google Now, a smart assistant that runs on mobile devices, is starting to head in this direction. Meanwhile, smart devices like Nest collect data on your daily routines and automatically adjust your house's temperature.
There's also a wave of voice-controlled devices, like Amazon's Echo and the Google Home, that you can ask to read your email to you or guide you through recipes as you cook.
No. 5: Online home-monitoring.
Gates' prediction: "Constant video feeds of your house will become common, which inform you when somebody visits while you are not home."
What we see now: Google bought Dropcam, the maker of a home-surveillance camera, for $555 million in 2014. But that was just the beginning — Ring makes a smart doorbell camera that can let you see who is at your door. There are even cameras like the PetCube that let you control a laser so you can play with your pets while you're away.
No. 6: Social media.
Gates' prediction: "Private websites for your friends and family will be common, allowing you to chat and plan for events."
What we see now: Two billion people already use Facebook to see what their friends are doing and plan events. There's also Snapchat, Instagram, WhatsApp, and Facebook Messenger alongside an explosion of other smaller social networks that more than cover this prediction.
No. 7: Automated promotional offers.
Gates' prediction: "Software that knows when you've booked a trip and uses that information to suggest activities at the local destination. It suggests activities, discounts, offers, and cheaper prices for all the things that you want to take part in."
What we see now: Travel sites like Expedia and Kayak offer deals based on a user's past purchase data. Google and Facebook can offer promotional ads based on the user's location and interests. Airbnb, which lets people stay in homes rather than hotels, started to offer specialized trips at destinations so you can live like a local, too.
No. 8: Live sports discussion sites.
Gates' prediction: "While watching a sports competition on television, services will allow you to discuss what is going on live, and enter a contest where you vote on who you think will win."
What we see now: A bunch of social media sites allow this, with Twitter being the clear leader — and even streaming some games. You can also leave comments in real time on sports sites like ESPN.
No. 9: Smart advertising.
Gates' prediction: "Devices will have smart advertising. They will know your purchasing trends, and will display advertisements that are tailored toward your preferences."
What we see now: Just look at the ads you see on Facebook or Google — most online advertising services have this feature, where advertisers can target users based on their click history, interests, and purchasing patterns.
No. 10: Links to sites during live TV.
Gates' prediction: "Television broadcast will include links to relevant websites and content that complement what you are watching."
What we see now: Almost every commercial these days has a callout asking the viewer to go to a website, follow the business on Twitter, or a scan a QR code to add it on Snapchat. It's rare to see a broadcast without a website linked at all.
No. 11: Online discussion boards.
Gates' prediction: "Residents of cities and countries will be able to have internet-based discussions concerning issues that affect them, such as local politics, city planning, or safety."
What we see now: Most news sites have comment sections where people can have live discussions, and many sites have forums where people can ask and respond to certain questions. Twitter and Facebook played roles in political revolutions in Libya, Egypt, and Tunisia, as well as the Black Lives Matter movement in the US.
No. 12: Interest-based online sites.
Gates' prediction: "Online communities will not be influenced by your location, but rather, your interest."
What we see now: All kinds of news sites and online communities focus on single topics. Many news sites have expanded to include separate verticals, offering more in-depth coverage on a given topic. Reddit is a great example of a website that's divided into subgroups, or "subreddits," that focus on interests rather than who you know or where you are.
No. 13: Project-management software.
Gates' prediction: "Project managers looking to put a team together will be able to go online, describe the project, and receive recommendations for available people who would fit their requirements."
What we see now: Tons of workflow software in the enterprise space is revolutionizing how you recruit, form teams, and assign work to others.
No. 14: Online recruiting.
Gates' prediction: "Similarly, people looking for work will be able to find employment opportunities online by declaring their interest, needs, and specialized skills."
What we see now: Sites like LinkedIn allow users to upload résumés and find jobs based on interests and needs, and recruiters can search based on specialized skills.
No. 15: Business community software.
Gates' prediction: "Companies will be able to bid on jobs, whether they are looking for a construction project, a movie production, or an advertising campaign. This will be efficient for both big companies that want to outsource work that they don't usually face, businesses looking for new clients, and corporations that don't have a go-to provider for the said service."
What we see now: Much enterprise software is focused on social aspects, so users can reach out to other businesses and start a conversation that could lead to bigger projects directly within their apps. The so-called gig economy, with sites like Upwork, lets big businesses easily connect with freelance designers, writers, or engineers to do work they're looking to outsource.
Read on Source
HBL leads the way as the only bank with a branch in Gwadar and China
Karachi: HBL opened its branch in the free zone Gwadar on the 29th of January, 2018, making it the only bank to have a branch in Gwadar as well as China. With the launch of branch, HBL has achieved the monumental milestone of becoming the first branch to be opened in the new business centre in the Gwadar Free Zone.
Last year, HBL had become the first Pakistani bank to open a branch in China. The branch was opened in Urumqi - a city with enormous potential. HBL is also the pioneer bank to offer a CNY account in Pakistan to facilitate business and continue playing its instrumental role in CPEC.
The branch was inaugurated by ambassador of China to Pakistan, Mr. Yao Jing, along with Mr. Zhang Baozhong, Chairman China Overseas Port holding Company Ltd. and Mr. Rayomond Kotwal, Interim President and CEO, HBL. Speaking at the occasion, Mr. Rayomond stated, “Today HBL stands proud as it becomes the first bank with branches in Gwadar as well as China. We are honored to play a leading role in enabling the China Pakistan Economic Corridor, opening new avenues of business, trade and investment between the two countries.”
To enable the development of CPEC, HBL offers a comprehensive product range covering corporate and individual customers. HBL offers financing, trade based facilities, guarantees, remittances, loans, debit and credit cards and much more. Our target market is not just limited to our customers in Pakistan and China but we aim to market CPEC opportunities across boders using our international reach and customer base.
As a bank that is an integral part of Pakistan’s fabric, HBL is proud to be a force that is enabling the country to realize its true potential. With projects such as the China Pakistan Economic Corridor, we are revolutionizing the country’s business landscape paving the way for its economic prosperity. HBL aspires to contribute to the economic development in Pakistan and China, and looks forward to enriching the lives of its customers with its commitment to banking excellence. With its focus on China, HBL will play a pivotal role in promoting trade investment opportunities between North Western China, Central Asian countries, Pakistan and South East Asia.
With a global presence spanning across three continents, HBL is also the largest domestic multinational. The Bank has a strong presence in principal international markets including the UK, UAE, South and Central Asia, Africa and the Far East.
OPPO strengthens its position by Sponsoring HBL #PakistanSuperLeague2018 as the official Smartphone partner
OPPO strengthens its position by Sponsoring HBL Pakistan Super League 2018 as the official Smartphone partner
Hassan Ali is the lead actor in OPPO First TVC of Pakistan
Lahore, 31st January 2018: OPPO, the selfie expert and leader is the proud new official Smartphone Partner of HBL Pakistan Super League (PSL) 2018. After partnering as a global partner of the International Cricket Council (ICC) for four years, now OPPO has set a benchmark again in the field of cricket. OPPO has also introduced speedster of Pakistan Cricket team and renowned bowler, Hassan Ali who will be featuring as a lead actor in its first TVC of Pakistan. The TVC will be released officially in an exclusive media conference to be held on the 8th of February 2018 in Lahore.
HBL PSL 2018 will be the third season of the Pakistan Super League, a franchise Twenty20 cricket league which was established by the Pakistan Cricket Board in 2015. It will kick-start from February 22nd in Dubai. The virtual semi-finals i.e Qualifier and Eliminator would be played in Lahore while the Final would be played in Karachi. OPPO becomes the first international smartphone brand to sponsor the PSL. OPPO has been playing a vibrant role in the development and promotion of sports across the country and this endorsement is another testament of the Company’s vision and belief in the potential of Pakistan youth.
Mr. George Long, CEO of OPPO Pakistan said, “OPPO is a big supporter of sports and has always been associated with sports and entertainment globally. Cricket is a game full of passion and moments to remember, creating happiness for millions of people. We are extremely happy to be an official Smartphone brand sponsor of HBL PSL. OPPO associates itself with the spirit of sport, a spirit that brings people together, just like your moments with Smartphone. This association is all set to take OPPO to newer heights in Pakistan.”
After all the hue and cry on Internet and Media about Hassan Ali starring in his biopic, the truth is finally out that all have been waiting for!
A recent buzz showed the young cricketer Hassan Ali got caught behind the scenes shooting for OPPO’s new first TVC in Dubai. This TVC will be aired from 8th of February 2018 onwards.
Hassan Ali, the leading actor in OPPO’s new TVC shared his experience,
“I am thrilled to be working with OPPO and I am impressed with A.I. Beauty Recognition Technology, 20 MP Selfie Camera and other features of OPPO F5. It’s my first tvc shoot and the experience has been amazine. OPPO is fast becoming a favourite among the youth in Pakistan and I hope my partnership with the brand will be an interesting journey.”
OPPO TVC Concept
This is the first TVC which OPPO has officially produced for Pakistan market for HBL PSL and it is edgy, classy, exciting and grand. As it is a popular game in Pakistan it’s a good opportunity for OPPO to be associated with HBL PSL. OPPO represents youth and collaborating with HBL PSL has made Hassan Ali the perfect choice for this new TVC. The new OPPO TVC aims to distinguish the experts from the rest just like OPPO which is well known for being the Selfie expert and leader. The AI Beauty Recognition Technology feature, 20 MP Selfie Camera Full Screen and its distinguished facial tracking is used as a visual device on the cricket field. OPPO personifies the attributes of an expert by using adjectives that draw parallel between a Selfie Expert and a cricket expert. Hence, just like OPPO, Hassan Ali as a cricket expert who sits at the very top in his credential. A remarkable rise of this cricketing star is parallel to the success which OPPO has achieved in the previous years.
PMIC and #Karandaaz Pakistan sign Subordinate Loan Agreement
ISLAMABAD: Pakistan Microfinance Investment Company (PMIC) and Karandaaz Pakistan have signed a subordinate loan agreement under which Karandaaz Pakistan will provide PMIC with a subordinate loan of PKR 3.4 billion to be released in two equal tranches. The Subordinate Loan Agreement was signed by Mr. Ali Sarfraz, Chief Executive Officer, Karandaaz Pakistan and Mr. Yasir Ashfaq Chief Executive Officer PMIC in a ceremony held in Islamabad.
This agreement is envisaged to play an important role towards achievement of financial inclusion goals defined in the National Financial Inclusion Strategy (NFIS) and Microfinance Growth Strategy 2020. The subordinate loan will be leveraged by PMIC to raise more funds to meet the needs of the Microfinance Banks (MFBs) and Non-Bank Microfinance Institutions (NBMFIs) for larger funding lines with longer tenors. The sub loan will also increase the per party exposure limit of PMIC and shall allow PMIC to lend more funds to its microfinance borrowers.
Speaking on the occasion, Mr. Ali Sarfraz, CEO Karandaaz Pakistan stressed on the importance of microfinance for the success of Pakistan’s National Financial Inclusion Strategy. “We are delighted of our role in establishing PMIC in 2016 with the financial support from UK’s Department of International Development and now to be further strengthening it through this subordinated loan for on-lending to microfinance institutions and microfinance banks. This additional capital that focuses on specific lending programmes will help PMIC in supporting more unserved and underserved microenterprises. We are hopeful that by increasing the access of finance to businesses, we will be able to achieve our development targets of more jobs and better incomes at household level.”
Mr. Yasir Ashfaq, CEO PMIC commented “As sector developer for the microfinance sector in Pakistan, PMIC is committed to meet the demand for financial services in the country especially for the marginalized and underserved segment of the society. We believe that this subordinate loan agreement with Karandaaz Pakistan will enable PMIC to focus on product innovation, especially for micro and small enterprises and job creation through our borrowing institutions (Microfinance Institutions and Microfinance Banks) and would accelerate financial inclusion in the country.”
Karandaaz Pakistan is supporting micro, small and medium enterprise sector in Pakistan and increasing access to finance for unbanked populations by leveraging digital technologies, developing and disseminating evidence based insights, and encouraging innovation in financial space. Karandaaz Pakistan has received funding from the United Kingdom’s Department for International Development (DFID) and the Bill & Melinda Gates Foundation (BMGF).
Pakistan Microfinance Investment Company Limited (PMIC) is registered as an Investment Finance Company under NBFCs regulations with Securities and Exchange Commission of Pakistan (SECP). It is setup jointly by, Pakistan Poverty Alleviation Fund (PPAF), Department for International Development (DFID) through Karandaaz Pakistan and the German Development Bank (KFW) to catalyze and lead the next phase of growth in the microfinance sector of Pakistan. The purpose of the Organization is to improve financial inclusion, employment and wellbeing of the poor by providing wholesale financing to the microfinance service providers in the country.
کبھی اپنی ہنسی پر بھی آتا ہے غصہ: مکمل شاعری پڑھنے کے لئے پڑھیں
کبھی اپنی ہنسی پر بھی آتا ہے غصہ،
کبھی سارے جہاں کو ہسنا نے کو جی چاہتاہے۔
کبھی چھپالیتے ہیں غموں کو کونے میں،
کبھی کسی کو سب کچھ سنانے کو جی چاہتاہے۔
کبھی روتا نہیں دل کسی قمیت پر،
کبھی یونہی آنسوں بہانےکوجی چاہتاہے ۔
کبھی اچھالگتا ہے آزاد اڑنا ،
کبھی کسی بندھن میں بندھ جانےکوجی چاہتاہے ۔
کبھی لگتے ہیں اپنے بیگانے سے،
کبھی بیگانوں کو اپنا بنانے کوجی چاہتاہے ۔
کبھی اوپر والےکانام نہیں آتا ذباں پہ،
کبھی اسی کومنانے کوجی چاہتاہے ۔
کبھی لگتی ہے یہ ذندگی بڑی سہانی،
کبھی ذندگی سےاٹھ جانے کو جی چاہتاہے۔
1LINK selects Gemalto PURE white-label EMV technology for PayPak- Domestic Payment Scheme
Karachi: 1LINK, Pakistan’s largest payment processing body, announced its selection of Gemalto PURE white label payment technology for enabling “Chip and PIN” for its Domestic Payment Scheme, PayPak. The solution will enable 1LINK member banks to launch EMV-compliant contact and contactless cards, mobile payments, Host Card Emulator (HCE) and other digital services. This new initiative will bring an added security and convenience of ‘Chip and PIN’ transactions to millions of cardholders. This agreement was signed by Mr. Najeeb Agrawalla, CEO 1LINK and Mr. Nassir Ghrous, SVP Middle-East, Africa and CIS Banking and Payment GEMALTO.
With this deployment, 1LINK will ensure digital security as per EMVCO standards whereby enhancing the EMV ecosystem implementation for Pakistan’s banking community and key stakeholders such as government bodies and mobile network operators. It will also create a clear road map for future digital payment innovation and facilitate seamless and secure transactions.
1LINK PayPak domestic payment scheme is central to efforts to boost financial inclusion in Pakistan where fewer than 20% of the 220 million-strong population currently have access to formal banking. Additionally, it will accelerate implementation of ‘Chip and PIN’ transactions, meeting the State Bank’s objective of achieving EMV implementation by 2018 whereby fulfilling its goal of extending the benefits of formal banking to at least half the population by the end of the decade.
Alongside retail and business banking, this will serve to secure and streamline G2P (Government to Person) payments especially welfare programs such as BISP Card, Watan Cards, Pakistan Card, Khidmat Card etc.
Urdu Lateefay - three funniest jokes ☺ ☺
افسر: تم دفتر میں کیوں سوتے رہتے ہو؟
ماتحت: جناب! رات کو میرا بیٹا مجھے سونے نہیں دیتا۔
افسر: تم کل سے اپنے بیٹے کو ساتھ لایا کرو تاکہ وہ تمہیں یہاں بھی نہ سونے دے۔
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بیٹا: ابو جی! ساتھ والے انکل اپنے بیٹے کو چاند اور تارا کہہ کر پکارتا ہے جبکہ آپ مجھے الو یا گدھا کہہ کر پکارتے ہو۔ آخر کیوں؟؟؟
باپ: بیٹا! ساتھ والے انکل ماہر فلکیات ہیں اور میں جانوروں کا ڈاکٹر ہوں۔
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مجرم: حضور میں بھوکا تھا، بے گھر تھا، بے یار و مددگار تھا، تنہا تھا۔ اس لیے میں نے چوری کر لی۔
جج: تمہاری حالت واقعی قابل رحم ہے، اس لیے میں چھ ماہ کے لیے تمہارے کھانے پینے اور رہنے کا انتظام جیل میں کر رہا ہوں۔ وہاں تمہیں ساتھی بھی ملیں گے۔
World Bank delegation briefed about reform agenda
ISLAMABAD: A delegation of World Bank headed by Regional Vice President Annette Dixon met Prime Minister Shahid Khaqan Abbasi on Saturday here at the Prime Minister’s House Islamabad.
Annette Dixon was accompanied by Patchamuthu Illangovan, Country Director World Bank, Snezana Stoilikovic, Regional Vice President IFC and Nadeem Siddiqui, says a press release.
Minister for Water Resources Syed Javed Ali Shah, Foreign Secretary Tehmina Janjua, Secretary Finance Arif Ahmed Khan, Secretary Water Resources Shamail Ahmed and other senior officers were also present during the meeting.
Various ongoing developmental projects being undertaken in partnership with the World Bank and the dispute with India over Kishanganga and Ratle projects came under discussion during the meeting.
The Prime Minister informed the delegation of the overall reform agenda of the present government which has resulted in revival of the economy, putting economic growth on an upward trajectory.
The Prime Minister said that significant improvement of law & order, management of energy crisis and massive infrastructure development being undertaken under the umbrella of CPEC project would further strengthen the economy and improves the overall economic outlook.
The PM stated that the Government was also taking concrete measures to improve ease of doing business in the country.
The PM emphasized that Pakistan looks forward to World Bank support in the timely completion of the ongoing developmental projects and, in particular, expects that the World Bank would help resolve the water dispute with India by effectively playing the role mandated to it under the Indus Water Treaty.
Annette Dixon assured the Prime Minister of continued support of the World Bank to the country.
SBP’s policy to help develop 3.2m SMEs across country - via Bis-RECORDER
RECORDER REPORT
FAISALABAD: Small & Medium Enterprises (SME) policy of State Bank of Pakistan (SBP) will play a pivotal role in providing congenial environment to 3.2 million registered SMEs to play their productive role in the overall development of Pakistan, said Tasleem Qazi Director DFSD, SBP Karachi.
He was addressing the first awareness session on SME Policy of SBP in Faisalabad Chamber of Commerce & Industry (FCCI) here today. He underlined the importance of SME sector and told that its share in national export is 30 percent that is also contributing 25 percent towards the manufacturing of export oriented items. Similarly the SME sector was also providing 78 percent jobs to industrial workforce of Pakistan. He told that there are thousands of unregistered SME units’ in addition 3.2 million registered ones which could help Pakistan to overcome its increasing trade deficit. “However we have to provide them maximum incentives to achieve this cherished objective”, he added.
He told that out total registered SMEs 90 percent fall under the category of sole proprietorship and SBP is making serious efforts to help these units to grow and become big units as early as possible. He further told that out of these, the owners of 6 percent units are already getting bank loans while 40 percent of them are dealing with the banking sector. He said that majority of the remaining are shy of getting bank loans on the apprehension of falling prey to the tax net.
Continuing, he told that in 2006 the share of SME sector in total portfolio of private credit was 17 percent which has been reduced to 8 percent in 2017. He told that SBP has designed SME policy to provide easy access to these units to enjoy hassle free access to the capital. “This policy has 9 pillars including improvement in regulatory framework, up scaling through microfinance bank, risk mitigation strategy, simplified procedure for SME Financing , program based lending and value chain financing, capacity building and awareness creation , handholding of SME – non financial advisory services and simplifying taxation regime for SME”, he added.
He told that SME sector is getting 8 percent share from the total private credit while number of those getting benefits out of it are 174,000. He told that SBP is making serious endeavors to increase their numbers to 500,000 by 2020. He told that 17 percent of the available capital has been allocated for SME sector which will be Rs 850 billion. He said that necessary instructions have also been issued to banks to facilitate the SME sector. He told that necessary instruction has been issued to banks to facilitate the SME sector and from January this year, the retail portfolio of different banks will be allocated on the basis of provinces which will be devolved to district level in later phase. “Similarly an equitable amount will be allocated for male and female entrepreneurs”, he added. He said that SBP is also considering a proposal to upgrade microfinance bank into full-fledged SMEs banks. “The limit of SMEs loan will also be increased from Rs.0.5 million to Rs.1 million”, he added.
Giving detailed presentation on SME policy, he told that the banks have been directed to process the SME loan application as early as possible and in this connection; the processing period for loan applications has been reduced from 30 to 15 days only. However, the applications of medium sized units will be processed within 25 days. “In case of non acceptance of application, the banks will be duty bound to give a cogent reason for the rejection of application”, he said. He further told that National Institute of Banking & Financing has also been directed to provide necessary training to the bank staff dealing with SME sector. “Meanwhile SMEDA has also been taken on board to provide much needed training to the concerned staff of various banks”, he said and added that State Bank of Pakistan, Security Exchange Commission of Pakistan and SMEDA are also collaborating to facilitate the SME sector.
Tasleem Qazi said that a centre of excellence will be established for SME sector. “It will remain in touch with the global SME sector and any new development in this sector would be immediately passed on to the concerned quarters.
‘Online buying, selling of goods gaining popularity in Pakistan’ - via BR
Business Recorder | ZAHID BAIG & ITRAT BASHIR
LAHORE: E-commerce, an online buying and selling of goods; is gaining popularity in Pakistan, but has yet to witness a boom that the western countries has seen; however online businesses platforms are growing in the country and cheetay.pk is one of the latest entrant, which deals in online food delivery.
Cheetay.pk head of marketing Zeeshan Ali is optimist that e-commerce will gain momentum in the country. He has been in the e-commerce business since 2012 and launched the biggest online brand in the country: Daraz and Kaymu.
While talking to Business Recorder here on Friday, he said that e-commerce provides immediate benefits to the consumers in terms of abundant variety and a price advantage. “Since e-commerce stores are not bound by space and physical proximity, you can find virtually everything on a single platform. Because there is no central location, everyone in the world can have access to the same goods. This is exactly why people throughout the world prefer shopping online in today’s world, since not only does it make it convenient for the customer but for entrepreneurs as well in terms of negligible storage cost and increased margins,” he added. However, he observed that this has not taken off in Pakistan due to poor order fulfillment with less focus on logistics and payment solutions. This prompted them to come up with a platform that addresses these issues. “We are building a platform and a marketplace where people get instant gratification for easy and prompt delivery on the same day of the order,” he added.
According to him, the first product they have ventured into is food delivery because people love to eat. Cheetay.pk provides them with a platform to conveniently order anything through our website and mobile apps from any restaurant of their choice in Lahore. The whole idea is to provide people with an instant logistics service by integrating pragmatic payment solutions to make it very simple and prompt. According to him, the response to date has been overwhelmingly positive, as more and more people are using their service since they deliver from wherever the customer desires to eat. Their focus is to make sure the end user is satisfied and eventually uses our service again.
Cheetay.pk marketing head Zeeshan Ali further said that they are aiming to become the biggest e-commerce player in the country by having a geographic focus in Pakistan, expanding from one city to another. He assured a complete transaction security through its integrated payment solution. “The whole idea of integrated payment solutions is to ensure security and transparency. Everything happens on a single platform (purchasing, transactions and online payments), security is compromised when the user has to leave the website and go elsewhere. We are trying to build security measures into our system and make a fool proof system, which is safe for everyone to use,” he added.
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#UrduJoke – Tum har roz clinic main aakar auratoon ko.…☺..
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Urdu Shairi - گلاب آنکھیں شراب آنکھیں یہی تو ہے لاجواب آنکھیں.. read full post
گلاب آنکھیں شراب آنکھیں
یہی تو ہے لاجواب آنکھیں،،،
انہی میں الفت ،انہی میں نفرت
ثواب آنکھیں ،عذاب آنکھیں،،،
کبھی نظر میں بلا کی شوخی
کبھی سراپا حجاب آنکھیں ،،،،
کبھی چپاتی ہیں راز دل کا
کبھی ہے دل کتاب آنکھیں ،،،
کسی نے دیکھی تو جھیل جیسی
کسی نے پائی سراب آنکھیں،،،
وہ آے تو لوگ مجھ سے بولے
حضور آنکھیں ،جناب آنکھیں،،،،
عجیب تھا گفتگو عالم
سوال آنکھیں،جواب آنکھیں،،،
یہ مست مست بے مثال آنکھیں
مصوری کا کمال آنکھیں،،،،
ہزاروں ان پے قاتل ہوگے
خدا کے بندے سنبھال آنکھیں .
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#UrduLateefa – Machar nay aik aadmi ko din …☺..
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HBL #PSL 3 - Islamabad United Announces Haleeb Foods as Partners
Haleeb Foods will come on board as valuable partners for HBL PSL 3
Karachi: Islamabad United, the winners of the inaugural HBL PSL, is proud to announce its partnership with Haleeb Foods.
Haleeb Foods is a leading Foods and Beverage Company, with a primary focus on nutrition, health and the well being of its consumers. Haleeb Foods are pioneers in the dairy sector in Pakistan and have contributed substantially to the continuous growth of the sector.
Under the Partnership, Islamabad United and Haleeb Foods have some exciting initiative and campaigns planned, with a strong focus on leveraging the digital marketing space. Fans of ISLU and the PSL will see some exciting and innovative content coming their way.
Regarding this partnership, Memosh Khawaja CEO Haleeb Foods Ltd. stated “It’s a pleasure for Haleeb Foods to partner with Islamabad United which not only offers a great corporate personality fit but also shares our vision for a better Pakistan. Haleeb foods is a pioneer of the dairy industry and aims to be one of the most aspirational dairy and beverage Pakistani companies. Through this partnership we will be able to speak to cricket loving Pakistanis with our new nutritious and delicious brand FLAVA. We wish Islamabad United all the best for the tournament ahead.”
Islamabad United owner Ali Naqvi added, "We are delighted to partner with one of Pakistan's leading organizations. Not only does Haleeb Foods share our philosophy of bringing international standards and practices to Pakistan, but their work in driving sustainable business practices for a better tomorrow is something that we have in common. Both our organizations have similar viewpoints towards the supremacy of quality, making Haleeb Foods ideal partners for us at Islamabad United."
Islamabad United is one of the five franchise teams in the Pakistan Super League (PSL) and is the winner of the first season of the PSL. The franchise believes in brining change to Pakistani sports with the introduction of international standards of practice and a commitment to continuous progress.
Leonine Global Sports(LGS) is the proud owner of Islamabad United, the FIRST CHAMPIONS of the Pakistan Super League. Part of the Leonine Global group, Leonine Global Sports is focussed on enabling sports and creating franchises with a mission to provide: 1) A truly global experience on sports entertainment; 2) A fan base which is loyal, aware and supportive of the sport and the franchise; 3) An aspirational beacon for up and coming players to strive for excellence in cricket for Pakistan in particular and for the world at large; 4)An eco-system for the promotion of sports through close partnerships with the respective sports boards; 5)A truly professionally-run organization with exceptional standards of corporate governance and international best practices; 6) Promotion of Pakistan through sports and involvement of internationally known figures into Pakistan; 7) A responsible member on CSR.
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